📌 What is Aaro7?
Aaro7 is a Credit-as-a-Service (CaaS) platform built for MSMEs that face cash flow mismatches. We specialize in payroll financing for manpower and service firms with large monthly salary outflows.
We originate, underwrite, disburse, and service credit via a fully tech-enabled stack — with end-use control and escrow integration to ensure salary dues are met on time while lenders’ capital stays protected.
✅ Why MSMEs and Lenders Choose Aaro7
- 🧾 End-use controlled credit disbursed directly to payroll & compliance
- 🔐 Escrow-secured repayments from mapped client invoices
- ⏳ Rolling OD with tenure matched to real-world receivable cycles (30–60 days)
- 📊 Tech dashboards for borrower tracking and lender transparency
- 📈 Earn predictable 16–18% annualized returns (for capital partners)
👤 Who Should Use Aaro7?
- MSMEs with ₹50L–₹2Cr monthly payrolls, especially in staffing
- Vendors to MNCs, state & central government, or large enterprises
- Lenders and HNIs seeking fixed-income returns with risk control
🧠 What Makes Aaro7 Different?
- 📥 We control disbursals, ensuring funds are used only for payroll & dues
- 📤 We integrate with borrower systems for data-based underwriting
- 🔄 Flexible rollover options matched to anchor client payment cycles
- ⚖️ No fixed EMIs — repayment linked to real cash inflows
- 📉 Reduced lender risk through escrow-backed collection logic
🚀 Ready to Borrow or Lend with Aaro7?
MSMEs looking for payroll credit or lenders exploring high-yield, secured deployment — let’s connect.